17 Best Refer and Earn Apps for 2022 – Verified apps

It was once a dream of earning money while playing games. But in 2022, it is 100% possible to earn free Paytm cash by playing games easily.

In this post, we have listed only the best refer and earn apps that will pay you at least ₹500-1000 daily.

The best part, all of these apps are verified by our team, that you can earn cash by refering for free.

First, if we think of earning cash by playing games some of the questions which come to our mind first are:

  • How to earn with Paytm cash earning apps
  • Is it real i.e will we really get paid?
  • What equipment do we need for playing earning games?

Today we will clear these questions/doubts while giving you a verified list of the best refer and earn apps.

100% Verified List of Best Refer and Earn Apps

AppRatingSign Up
Upstox4.6Rs 800
Google Pay4.4Rs 21
PhonePe4.5Upto  Rs 1000
Groww App4.5Rs 100
Winzo3.7Rs 100
RozDhan3.8Rs 100

What Are The Best Refer and Earn Apps in India?

Refer and earn apps are those apps through which we can earn real cash by performing various tasks or even by playing games or watching videos etc.

Let me clarify, this is really possible to make money with the help of refer and earn apps from your smartphone.

You do not require a laptop and PC/computer, all you need to have only two things;

  1. Paytm App,UPI,Bank Account (installed on your smartphone)
  2. Active internet plan

You will definitely get paid for winning from these refer and earn apps which are verified by Paytm so we can say that these games are secure to play.

Here is the list of the best refer and earn apps that are authentic, you have to just refer these apps and earn real cash.

17 Best Refer and Earn Apps for 2022 – Verified apps

Once more, the listed money earning apps are used and verified by our team. These are 100% trusted and they pay exactly on their stipulated time.

  • Upstox
  • Google Pay
  • PhonePe
  • Groww App
  • 5 Paisa
  • Paytm Money
  • ySense
  • TaskBucks
  • RozDhan
  • Mobikwik
  • My11 Circle
  • Winzo
  • Big Time Cash 
  • Meesho App
  • CRED App
  • CashKaro
  • Amazon Pay UPI

Now let us explain everything (i.e. features, A-Z earning methods, how to use and play) about these best Paytm cash earning apps.

1. Upstox– (Referral Commission Rs. 800) 

The best refer and earn app in India

best refer and apps in india
Total Downloads10+ Million
Star Rating4.6+ Ratings
Sign Up BonusUpstox doesn’t offer any signup bonus.
Payment MethodBank Deposit
Minimum Withdrawal Rs 200

If you are looking for a good stock trading platform, then you should definitely check out Upstox. It is a great platform that offers a lot of features and tools to help you trade stocks successfully. Plus, you can also earn some money by referring your friends to the app.

Here’s how the Upstox Refer and Earn program works:

Upstox referral commissions vary from time to time, for each successful referral you can earn a minimum of Rs 300 to a maximum of Rs 1200.

To refer your friends, simply go to the Refer and Earn section on the Upstox app and share your referral link with them. Once your friend signs up and starts trading on Upstox, you will receive the commission in your Upstox refer and earn account.

So what are you waiting for? Start referring your friends to Upstox and earn some extra cash!

What We Like About Upstox

  • You can open a free demat account.
  • Upstox is a safe refer and earn app.
  • A high paying refer and earn app. 

Procedure to Download Upstox App

  1. Download the Upstox app (Click here) or open your Play Store app and search for Upstox. 
  2. Install and open this app
  3. Tap on the “Sign up” button and give all the required information to open a free demat account.
  4. It will take maximum 3 working days to approve your demat account. 
  5. Once approved, you can start making referrals and earn money.

Referral Bonus – 800 Rupees

2. Google pay

Most trusted online payment system and the best refer and earn app.

Total Downloads500+ Million
Star Rating4.4  Ratings
Sign Up BonusOn the first transaction, you will get 21 rupees. 
Payment MethodPaytm, Bank Deposit, and Google Pay itself. 
Minimum Withdrawal Any amount. 

Google pay or Tez is a popular and trusted online payment system app that promotes cashless and cardless transactions.

Using the GooglePay app you can perform many financial activities on mobile such as electricity bills, gas bills, money transfers, mobile recharge, etc.

Most people prefer the Google Pay app because of the referral and earnings programs and scratch cards offered in each transaction.

To make some extra money with the Google Pay Refer and Earn program, simply open the app and tap the ‘Referrals’ section. From there, you can share your unique referral code or link with your friends via WhatsApp, Facebook, Twitter or any other method. Once your friends sign up and make their first payment using Google Pay, you both get your reward!

So what are you waiting for? Start referring your friends today and earn some easy money!

What We Like About Google Pay

  • The Fastest and the most trusted online payment app.
  • No need to pay any charges. It is a free app available in Google Play Store. 
  • One can earn real Paytm cash through Google Pay refer and earn program. 

Procedure to Download Official Google Pay App

  1. Download the Google Pay app (click here) or you can download it from your Play Store app.
  2. Install and open this application
  3. Tap the “Sign Up” button and follow the on-screen instructions to create an account.
  4. Connect your bank account using a credit card/debit card.
  5. Enter your registered mobile number and password to log in.
  6. Hurray, now you can refer and earn money.

Referral Bonus – 101 Rupees (Partially Withdrawal)

3. PhonePe

The best user-friendly digital payment system app and the highest paying refer and earn app in India.

best refer and apps in india
Total Downloads100+ Million
Star Rating4.4 Ratings
Sign Up BonusUpto Rs1000 on first UPI money transfer.
Payment MethodPaytm, Bank Deposit, Google Pay, PhonePe
Minimum Withdrawal Any amount

After Google pay PhonePe is another most used digital payment system app in India.  

If you’re looking for a reliable and easy-to-use mobile payment app in India, PhonePe is a great option. PhonePe is a UPI-based app that can be used to send and receive money, make online payments, and even recharge your mobile phone. You can also use PhonePe to pay bills, book tickets, and more.

PhonePe comes with a refer and earn program which helps you to earn some extra cash. With this program, you can earn cash by referring your friends to sign up for PhonePe. For each friend that you refer who signs up and uses the app, you’ll earn a referral bonus. The more friends you refer, the more money you can earn!

To sign up for the PhonePe refer and earn program, simply download the PhonePe app and create an account. Once you’re logged in, you’ll be able to access the refer and earn section.

 Here, you’ll be able to find your unique referral code, which you can share with your friends. When your friends sign up for PhonePe using your referral code, they’ll get a sign-up bonus and you’ll earn a referral bonus. It’s a win-win!

What We Like About PhonePe

  • India’s best app for money transfer, mobile recharge, paying electricity bill and many more. 
  • You can invest and shop on PhonePe
  • PhonePe is one of the top 10 refer and earn apps in India.

Procedure to Download Official PhonePe App

  1. Download the PhonePe app (click here) or you can download it from the Google Play Store.
  2. Install and open this application
  3. Tap the “Sign Up” button and follow the on-screen instructions.
  4. Connect your bank account using a credit card / debit card.
  5. Enter your bank registered mobile number and password to login.
  6. All set l,now start earning money by joining their refer and earn program.

Referral Bonus – 100 Rupees 

4. Groww App

India’s best investment app offers its customers stocks, mutual funds and gold investment.

best refer and apps in india
Total Downloads10+ Million
Star Rating4.5+ Ratings
Sign Up BonusUp to 100 Rupees
Payment MethodPaytm, Bank Deposit, Google pay, UPI.
Minimum Withdrawal Rs 1000

Groww is a mutual fund investment platform that allows its users to invest in various mutual funds, and stocks and track their portfolio performance. You can invest in digital gold using Groww App. 

The Groww Refer & Earn program allows users to earn money by referring their friends to the platform.

For every friend that you refer to Groww, you will earn a referral bonus of Rs.100. The bonus will be credited to your account once your friend completes their first investment on the platform. There is no limit to the number of friends you can refer to or the amount of money you can earn through the program.

To start referring your friends, simply log in to your Groww account and go to the Refer & Earn section. From there, you can share your referral link via WhatsApp, Facebook, Twitter, or email.

What We Like About PlayerzPot

  • The Grow App makes investing easy, you can find the best mutual funds, and stocks for investing.
  • It is a new refer and earn app in India, and anyone can earn a huge amount of money by joining their refer and earn program.

Procedure to Download Official Groww App

  1. Download the Groww app (click here) or you can download it from the Google Play Store.
  2. Install and open this application
  3. Tap the “Sign Up” button and follow the on-screen instructions to open a demat account.
  4. It will take 24 hours to approve your demat account.
  5. Once approved you can invest and make money through referrals.

Referral Bonus – 100 Rupees on every successful referral.

5. 5paisa

Only stockbroker app in India with minimum brokerage fee and best refer and earn program.

best refer and apps in india
Total Downloads10+ Million
Star Rating4.5+ Ratings
Sign Up BonusUp-to 100 Rupees
Payment MethodPaytm, Bank Deposit, Google Pay, PhonePe
Minimum Withdrawal Rs 1000

If you are looking for a simple and efficient way to manage your finances, the 5paisa app is a great option. This app allows you to track your expenses, set budgets, and even invest your money. With this app, you can start investing with as little as Rs. 500.

The 5paisa app is also very user-friendly. It has a simple interface that makes it easy to use. It also has a refer and earn program.

The 5paisa Refer and Earn app is a great way to make some extra cash without having to put in a lot of effort. All you need to do is refer your friends and family to the app and you will earn a commission for each person that signs up. 

The more people you refer, the more money you can make. So if you are looking for an easy way to make some extra cash, then you should definitely check out the 5paisa Refer and Earn app.

What We Like About 5paisa

  • 5paisa stockbroker app offers investing at BSE/NSE, Mutual funds, Equity trading, IPOs etc.  
  • It is the fastest growing refer and earn app in India which shares 50% of brokerage with its partners. 
  •  5paisa mobile trading app made investment easy with a systematic investment plan. 
  • The app is easy to use for both beginners and expert traders. 
  • The 5paisa app provides you with a fully robotic automated advisor system. 

Procedure to Download Official 5paisa App

  1. Download the 5paisa app (Click here) or you can download it from your Google Play Store app. 
  2. Install and open this app
  3. Tap on the “Sign up” button and follow the on screen instructions to open a demat account. 
  4. Apply for a demat account and it will take a maximum of 24 hours for approval. 
  5. Once your demat account got approved, login to your 5paisa account using your ID and password and start referring to your friends and family and earn money. 

Referral Bonus – 100 Rupees 

6. Paytm Money

Paytm itself a best refer and earn app for paytm cash.

best refer and apps in india
Total Downloads1000+ Million
Star Rating4.6+ Ratings
Sign Up BonusUp-to 100 Rupees on first transaction
Payment MethodPaytm, Bank Deposit, PhonePe, GooglePay
Minimum Withdrawal Any amount

Paytm is a super convenient and easy to use mobile payment system app in India, it’s a great way to pay for things without having to carry cash around. It’s also very safe and secure, and it’s quickly becoming one of the most popular payment methods in India.

Paytm is also a Refer and Earn App that allows you to earn money by referring your friends to use the app. For every friend that you refer, you will earn a certain amount of money. 

The money that you earn can be transferred to your bank account or used to recharge your mobile phone. You can also use the money to pay your electricity bills, gas bills, and other bills.

To refer your friends, you must first download the Paytm app from the App Store or Google Play Store and sign up for an account. After you sign up, you will be given a unique referral code. You can share this code with your friends.

What We Like About Paytm App

  • You can pay bills like Electricity bill, Gas bill, Grocery bill, mobile recharge etc. by your mobile using Paytm app. 
  • In Paytm app you can buy digital gold of any amount as Rs. 1 or 0.001 gram. 
  • Paytm offers a refer and earn program which is the best option for earning money without investment. 
  • You can buy or manage policies like life insurance / health insurance etc. 
  • Using Paytm app you can invest in Mutual funds and also you can keep some of your money as Fixed Deposit at 7.50% interest rate. 

Procedure to Download Official Paytm App

  1. Download Paytm app (Click here) or you can download it from Google Play Store App.
  2. Install and open this app
  3. Tap on the “Sign up” button, to create an account you have to enter your bank-registered mobile number.
  4. Follow the on-screen instructions to create a Paytm account.
  5. Connect your bank account using a Credit card/ Debit card.  
  6. Boom, Now refer to your unique link and earn Paytm cash. 

Referral Bonus – 100 Rupees

7. ySense

Best way to earn money on completing small tasks.

best refer and apps in india
Total Downloads1+ Lac
Star Rating2.5+ Ratings
Sign Up BonusySense does not offer any signup bonus.
Payment MethodBank Deposit, PayPal, Payoneer, Payoneer
Minimum Withdrawal Rs 1000

ySense is a global market research company, that conducts surveys on various products and services. People from all over the world are joining ySense and earning money from their refer and earn scheme.

On this platform, you can do a variety of things, including taking surveys, completing offers, and watching videos. 

You can also refer your friends and family to ySense, and you will earn a commission on every earning they make. ySense is completely free to join.

ySense is a great way to earn some extra money online. All you need is a computer and an internet connection. 

Ways To Make Money Via ySense App

  • You can make money by performing small tasks. 
  • You can earn money online by completing the surveys. 
  • ySense offers an affiliate program by which you can refer and earn money. 
  • By completing cash offers you can make money.
  • Play ySense games and earn money.

Procedure to Download Official ySense App

  1. Download / Join ySense app (Click here) or you can download it from Google Play Store. 
  2. Install and open this app or you join through their website.
  3. Click Sign Me Up to join the ySense affiliate program.
  4. Enter your email address and password.
  5. Click submit and start referring and earning money online.

Referral Bonus –  Rupees up to 100  (Partially Withdrawal)

8. TaskBucks

The best Paytm cash earning app.

best refer and apps in india
Total Downloads10+ Million
Star Rating4.0+ Ratings
Sign Up BonusUp-to 50 Rupees
Payment MethodPaytm
Minimum Withdrawal Rs 100

Taskbucks is one of the Paytm cash earning app that allows you to earn points for completing tasks. And the best part is that you can earn in Taskbucks app for free. There are tons of ways to earn in the Taskbucks app, including taking surveys, watching videos, downloading apps, and even visiting a restaurant. All you have to do is register on the Taskbucks website and start earning points.

In the TaskBucks app you can also earn some extra money by joining the refer and earn program. For each person you refer, you’ll earn a certain amount of points that can be redeemed for gift cards or Paytm cash. The more people you refer, the more points you’ll earn. 

So why not give it a try and see if you can start earning some extra cash?

What We Like About TuskBucks

  • You can earn money by playing small quizzes.
  • In TaskBucks you can earn by referring to the app. 

Procedure to Download Official TaskBucks App

  1. Download TaskBucks refer and earn app (Click here) or you can download it from Google Play Store. 
  2. Install and open this app
  3. Tap on the “Sign up” button and register in it.
  4. Enter your mobile number, email address, and password
  5. Verify your mobile, and then log in to your account and install any two apps. 
  6. Go to ‘Invite & Earn‘ and refer your friends and family. 

Referral Bonus – 50 Rupees (Partially Withdrawal)

9. RozDhan

The new Indian money making app. Earn money by playing games.

best refer and apps in india
Total Downloads10+ Million
Star Rating3.8+ Ratings
Sign Up BonusUp-to 50 Rupees
Payment MethodPaytm
Minimum Withdrawal Rs 100

RozDhan is a money-making app that is perfect for users in India. It provides easy ways to earn money. To earn, all you need to do is sign up and complete small tasks like reading articles, watching videos, and you can also get free coins for daily check-in.

RozDhan refer and earn app is a new platform where you can earn money just by sharing your friends and family to the platform. For every person you refer, you will be rewarded with Rs. 10. That’s it.

What We Like About RozDhan

  • Anyone can make money by referring friends and family to the RozDhan app.
  • You can earn free coins with daily check-in.
  • The amazing part is that you can make money by reading articles.
  • The app is simple and user friendly.
  • This is a real and no risk app made in India.

Procedure to Download Official RozDhan App

  1. Download RozDhan gaming app (Click here) or you can download from Google Play Store App.
  2. Install and open this app
  3. Tap on the “Start” button
  4. Enter your mobile number and password
  5. Verify your mobile number, and then log.
  6. Good to go, play games and earn daily Paytm cash.

Referral Bonus – 10 Rupees 

10. Mobikwik

India’s largest mobile payment system app and the best app for refer and earn money.

best refer and apps in india
Total Downloads50+ Million
Star Rating4.1+ Ratings
Sign Up BonusUp-to 100 Rupees
Payment MethodPaytm, Bank Deposit, Google Pay, PhonePe
Minimum Withdrawal Any amount

Mobikwik is a leading digital wallet that enables users to shop, pay bills a,nd make payments without using their debit or credit cards. It is engineered to offer a hassle-free and secure mobile payment experience.

Using the Mobikwik app you are able to earn unlimited cash back on all your purchases and have the cash directly deposited into your Mobikwik wallet.

Mobikwik is one of the best refer and earn money apps in India which allows you to earn some extra money by referring your friends and family. For every successful referral, you can get upto 1000 rupees. 

What We Like About Mobikwik

  • You can recharge your mobile, TV, etc. in a minute and can get 10% cashback on every 3rd recharge.
  • Mobikwik helps you to pay bills using your mobile. 
  • By joining Mobikwik refer and earn program you can earn some additional money. 
  • Mobikwik offers you to shop through their app with leading merchants.
  • Book train tickets, bus tickets, and flight tickets with cashback. 

Procedure to Download Official PlayerzPot App

  1. Download the Mobikwik app (Click here) or you can download it from Google Play Store App.
  2. Install and open this app
  3. Tap on the “Sign up” button
  4. Enter your email address, mobile number, and password and click on ‘Create Wallet.’
  5. Verify your email, and then log in using your email id and password
  6. All set, Now you can make money by using MobiKwik refer and earn program.

Referral Bonus – 1000 Rupees

11. My11Circle

Best refer and earn app for paytm cash for cricket lovers.

best refer and apps in india
Total Downloads1+ Million
Star Rating3.6+ Ratings
Sign Up BonusUp-to 500 Rupees
Payment MethodBank Transfer
Minimum Withdrawal Rs 100

If you are looking for a new fantasy sports platform to join, you should definitely check out My11Circle. Not only is the platform itself great, but they also have an amazing refer and earn program.

For every friend that you refer to My11Circle, you will earn upto Rs.500. And there is no limit to how many friends you can refer. So, if you have a large network of friends who are also into fantasy sports, you can potentially earn a lot of money through the My11Circle refer and earn program.

Not only that, but each friend that you refer will also get Rs.100 when they sign up. So, it’s a win-win for both you and your referrals.

If you are interested in joining the My11Circle refer and earn program, simply sign up for an account and start sharing your referral link with your friends. Once they sign up, you will start earning money. It’s that simple!

What We Like About My11Circle

  • My11Circle is a reputed fantasy cricket and football gaming app. 
  • It is a new refer and earn app in India, you can earn upto 
  • Total winning prize money is upto 1 cr. 
  • This app is absolutely safe, simple and easy to use. 
  • You can join different cash contest and win upto 1 lakh rupees. 

Procedure to Download Official My11Circle App

  1. Download My11Circle app (Click here) or you can download from your Google Play Store.
  2. Install and open this app.
  3. Tap on the “Register” button
  4. Enter your username, email address and password and click on register.
  5. Now log in using your email id and password and start earning.

Referral Bonus – 50 Rupees (Partially Withdrawal)

12. Winzo Gold APK

Best online gaming app for earning Paytm cash.

best refer and apps in india
Total Downloads10+ Thousand
Star Rating3.7+ Ratings
Sign Up BonusUp-to 50 Rupees
Payment MethodPaytm, Bank Deposit
Minimum Withdrawal Rs 100

Want to play the best games for your mobile? All you have to do is download Winzo Gold. This is the app that you need if you want to play the best games for your mobile. The app has more than 30 games that you can play. It is really easy to use and you don’t even have to learn how to operate it.

Winzo is the leading Indian gaming app where you can earn and win cash, coupons with every single game you play. You can play games like: Fruit Samurai, Pool, Carrom, Ludo etc.

It is an exciting new refer and earn app which is available in India. For every successful referral you get 37 rupees. At present the game is only available for Android devices. 

What We Like About Winzo Gold APK

  • In Winzo Gold APK you can get more than 30 games which you are able to play and earn Paytm money.
  • Winzo Gold APK has a ‘Spin & Win’ feature by which you can earn exciting rewards. 
  • Winzo Gold APK is a new refer and earn app in India, you can also make some cash by referring to the app. 
  • It is a sociable gaming app where you can make friends and can earn money by playing games with them. 

Procedure to Download Official PlayerzPot App

  1. Download Winzo Gold gaming app (Click here) or you can download from your Google Play Store. 
  2. Install and open this app
  3. Select your desired language and tap on ‘continue’
  4. Enter your mobile number and click on ‘Get OTP’
  5. Verify your mobile number, and then fill additional details like name, email and password. 
  6. bravo, now play games and refer to your friends and earn daily Paytm cash.

Referral Bonus – 37 Rupees

13. Big Time Cash

India’s highest paying fantasy gaming app for IPL lovers.

best refer and apps in india
Total Downloads10+ Million
Star Rating3.9+ Ratings
Sign Up BonusUp-to 500 Rupees
Payment MethodPaytm, Bank Deposit
Minimum Withdrawal Rs 100

If you are looking for a long-term, passive income that is easy to start, then you must try the Big Time Cash app. It is a fantasy gaming app where you can earn real money playing your favourite games like, Ludo, 8 Ball Pool, Carrom etc.

Big Time Cash is a new app that allows you to earn cash by referring your friends. For every friend that you refer, you will earn 350 rupees. There is no limit to how much you can earn, so start referring today!

To start referring your friends, simply download the app and sign up. Once you’re signed up, you’ll be given your own referral code. Share this code with your friends and when they sign up using your code, they’ll get 350 rupees and you’ll get 350 rupees. It’s that easy!

What are you waiting for? Download the app and start referring to your friends today!

What We Like About Big Time Cash Refer And Earn App

  • Big Time Cash is the most famous and easy-to-use refer and earn app in India. 
  • Big Time Cash is a free app there is no in-app purchase, also no need to pay to win.
  • Daily lucky draw, chance to win exciting rewards.
  • You can earn 350 rupees Paytm cash on every referral.

Procedure to Download Official Big Time Cash App

  1. Download the Big Time Cash gaming app (Click here) or you can download from Google Play Store.
  2. Install and open this app
  3. Tap on the “Register” button
  4. Enter your mobile number and password.
  5. Verify your mobile number, and then fill the additional details like name, email id and password
  6. Done, play games and earn daily Paytm cash

Referral Bonus – 350 Rupees

14. Meesho App

Join India’s #1 reselling app and earn money online by selling outstanding products.

best refer and apps in india
Total Downloads100+ Million
Star Rating4.4+ Ratings
Sign Up BonusUp-to 200 Rupees
Payment MethodPaytm, Bank Deposit, Google pay, PhonePe
Minimum Withdrawal Rs 500

if you’re looking to start reselling products online, the meesho app is a great option to consider. with meesho, you can source products from a variety of suppliers and list them for sale on your own online store. you can set your own prices and keep a portion of the profits from each sale.

the meesho app is easy to use and offers a wide range of products to choose from. you can start selling right away and start earning an income from home. if you’re looking for a side hustle or a full-time business, the meesho app is worth checking out.

Meesho is also considered as one of the best refer and earn money apps in India. With Meesho, you can easily refer your friends and family to the app and earn a commission on every order they make. Plus, the more people you refer, the higher your commission rate will be. 

What We Like About Meesho Refer And Earn App

  • Meesho is one of the best refer and earn apps in India. 
  • You can earn money by reselling products. 
  • You can share catalogs in any social media, whatsapp, facebook easily.
  • Free COD for Meesho resellers to gain customer trust.
  • The app is user friendly and a secure app.

Procedure to Download Official Meesho App

  1. Download Meesho Reselling app (Click here) or you can download from Google Play Store.
  2. Install and open this app
  3. Tap on the “Sign up” button
  4. Enter your mobile number, email address and password
  5. Click on send OTP, an OTP will be sent to your registered mobile number.
  6. Click on verify and log in using your mobile number.
  7. Finish, start making money by reselling or referring.

Referral Bonus – 25% commission on first 3 orders and 5% on every order within a year.  

15. CRED App

India’s largest credit card bill payment company, earn money while you are paying credit card bill.

best refer and apps in india
Total Downloads10+ Million
Star Rating4.7+ Ratings
Sign Up BonusUp-to 250 Rupees
Payment MethodPaytm, Bank Deposit
Minimum Withdrawal Rs 500

CRED is India’s largest credit card payment app with over 7 million users. CRED allows users to pay their credit card bills, view statements, and track rewards points. CRED also offers a suite of financial tools to help users manage their finances, including a credit score tracker, credit report analyzer, and budgeting tool.

For those of you who don’t know, CRED is a rewards and loyalty program that allows you to earn points for every rupee you spend on your credit card. These points can be redeemed for rewards like cash back, gift cards, and even travel!

CRED is one of the best refer and earn apps in India, with the Refer and Earn program, you can also earn points for every friend or family member that you refer to CRED. For every successful referral, you’ll earn 250 rupees!

So if you know anyone who’s looking for a great rewards program, be sure to tell them about CRED Refer and Earn. It’s a great way to earn some extra points and cash back!

What We Like About CRED Refer And Earn App

  • Using the CRED App you can track your credit card activities.
  • If you have any upcoming payment CRED will notify you. 
  • You can join CRED refer and earn program and can earn upto Rs. 1000 on referring your friends.
  • High cashback on paying bills.

Procedure to Download Official CRED  App

  1. Download CRED app (Click here) or you can download simply by visiting your Play Store App.
  2. Install and open this app
  3. Tap on the “Sign up” button
  4. Enter your mobile number and click on send OTP.
  5. Verify your mobile number.
  6. Add your credit card and verify by putting the secret card number.
  7. It will take upto 24 hours to approve the credit card. 
  8. After getting approval, log in to your account, go to the refer and earn section, and share your unique referral link or code. 

Referral Bonus – 1000 Rupees (Partially Withdrawal)

16. CashKaro

India’s best cashback app- Earn money while shopping online.

best refer and apps in india
Total Downloads10+ Million
Star Rating4.0+ Ratings
Sign Up BonusUp-to 60 Rupees
Payment MethodBank Transfer 
Minimum Withdrawal Rs 100

CashKaro is India’s largest cashback app with over 10 million members. Use CashKaro to earn cashback on your online shopping. Simply download the app and browse through the thousands of stores listed on CashKaro. 

When you find a store you want to shop at, click on the ‘Get Cashback’ button and you will be redirected to the store’s website. Shop as normal and CashKaro will track your purchase and give you cashback in your CashKaro account.

It’s that easy! With CashKaro, you can earn cashback on your online shopping at over 1500+ shopping sites and brands. Plus, they have exclusive coupons and deals to help you save even more money. So what are you waiting for? Download the app and start saving today!

Also CashKaro is one of the best refer and earn apps in India. For every friend you refer to CashKaro, you’ll get 10% of their cash back. And there’s no limit to how many friends you can refer! So start referring today and start earning!

What We Like About Cashkaro Refer And Earn App

  • For every purchase, you will get an additional cashback upto 30% through the Cashkaro app.
  • There are more than 1500 shopping sites and brands. 
  • Cashkaro app has an amazing refer and earn system by which you can make an extra 10% from every referral.
  • Cashkaro is an easy to use and genuine shopping app.
  • Cashkaro offers the best deals of famous websites like Amazon, Flipkart etc. you don’t need to visit them one by one.

Procedure to Download Official CashKaro App

  1. Download CashKaro cashback app (Click here) or you can download from Google Play Store.
  2. Install and open this app
  3. Tap on the “Sign up” button
  4. Fill the details like name, mobile number, email id and password. 
  5. Verify your email, and then log in using your email id and password
  6. All set, now you are a part of one of the best refer and earn money apps in India. 

Referral Bonus – 10% commission of cashback earn by each referral

17. Amazon Pay UPI

One of top 10 upi refer and earn apps in India.

best refer and apps in india
Total Downloads100+ Million
Star Rating4.2+ Ratings
Sign Up BonusUp-to 150 Rupees
Payment MethodPaytm, Bank Deposit
Minimum Withdrawal Any amount

If you’re looking for a simple, convenient way to pay for your online purchases, Amazon Pay UPI is a great option. It allows you to pay for your bills, mobile recharge, money transfer etc.  

The Amazon Pay UPI Refer And Earn App is a great way to earn some extra cash. If you have a lot of friends, you can potentially earn a lot of money by referring them to Amazon Pay.

Once you download the app, you will need to create an account and link your bank account. Once you have done this, you can start referring to your friends. For each friend that you refer, you will earn Rs.75. There is no limit to how many friends you can refer, so you can potentially earn a lot of money.

What We Like About Amazon Pay UPI Refer And Earn App In India

  • You can pay for anything purchased from Amazon or any other marchant site.
  • You can recharge your mobile and can pay any bill such as electricity bill, water bill etc.
  • You can send Amazon gift vouchers to your friends and family. 
  • Amazon Pay UPI is a 100% secure and trusted app.
  • You can earn some extra money by referring to your friends.

Procedure to Download Official Amazon Pay UPI App

  1. Download Amazon Pay UPI app (Click here) or you can download from Google Play Store.
  2. Install and open this app
  3. Tap on the “Register” button
  4. Select the desired sim if you have multiple sim cards.
  5. Verify your mobile number, and select the bank.
  6. Login to your account and click on the refer and earn option and some extra money by referring to your friends and family. 

Referral Bonus – 75 Rupees

Bonus – New Refer And Earn Gaming Apps In India

To know more about the latest refer and earn apps in India click here

What Are The Requirements to Earn by referring apps?

Earning Paytm cash while playing is not a big deal in this century where some people are even pursuing a career in playing games. You can earn a good passive income if you are interested in playing games.

You should have all the equipment that is required in playing games online. In order to play games and earn Paytm money you meet the following requirements;

  • Smartphone/Tablet/Computer (Smartphone with at least 2GB of RAM and Android 5 or iOS 10)
  • Active internet connectivity
  • Paytm Wallet (Registered with mobile number).

How to Install Paytm on Your Mobile?

It is very necessary to have a Paytm wallet installed on your smartphone if you want to earn Paytm cash by playing games.

If you don’t have Paytm Wallet installed on your mobile, then follow this guide for installing a Paytm wallet in your smartphone;

  • Step 1: Click Here to Download Paytm App
  • Step 2: Click on the ‘Install’ button
  • Step 3: After successfully installing the application Click on “Open”
  • Step 4: Enter your mobile number and click Proceed Securely
  • Step 5: Allow the permissions and then click on ‘Link Bank Account’ to link your bank account or you may click on ‘Skip for skipping this step. 

Here you are good to go. You have a Paytm wallet installed on your smartphone which will help you in making real money from Paytm cash earning apps.

FAQ – New Refer And Earn App In India 

Many individuals have many questions regarding money-making games through which you can earn real Paytm cash to your wallet. Some of the questions include;

Which is the highest paying refer and earn app in India?

The most efficient and trusted refer and earn app in India is Upstox which has a very good rating given by the actual users of the app.

Where is the refer and earn option in Paytm?

Just open your Paytm wallet in your smartphone and scroll downwards where you will see the refer and earn option just click the option and here you are in your desired place.

What are the refer and earn app like Upstox?

There are multiple apps that really do pay a good amount of money to their referrers. Some of the best selected apps are :

  • GooglePay
  • PhonePe
  • Grow
  • Winzo
  • Rozdhan

What is the best way to earn money online in 2022?

There are a lot of ways to earn money online in India. One of the best options is to refer the apps to your audience tho have the refer and earn options.

Conclusion

We hope you enjoyed our blog on the new refer And earn Apps in India. These new apps are perfect for people looking for a new way to earn some quick and easy cash. Please head to the App Store or Google Play and download the App to use this great service today. If you need any more information, please let us know in the comments. We hope to hear from you soon!

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